Smart Loans LLC (“Smart Loans,” “we,” “us,” “our”) operates the website https://smartloans.us (the “Website”). This Privacy Policy outlines our practices regarding the collection, use, and disclosure of information that we may collect from you when you visit our Website or use our services. By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please do not use the Website.
1. Information We Collect
a. Website Visitors
We collect non-personally-identifying information that web browsers and servers typically make available, such as browser type, language preference, referring site, and the date and time of each visitor request. This information is used to better understand how visitors use our Website and to improve the overall user experience.
b. Personally-Identifying Information
Certain visitors choose to interact with Smart Loans in ways that require us to collect personally-identifying information. The type and amount of information we gather depend on the nature of the interaction. For instance, we collect personal information such as your name, email address, phone number, and mailing address when you sign up for our services or subscribe to our newsletter. If you engage in a transaction with us, we may also collect financial information, such as credit card details, necessary to process your transaction.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To Provide and Improve Our Services: Process transactions, manage your account, and enhance our offerings based on user behavior.
- To Personalize User Experience: Tailor content and communications to your preferences and interests.
- To Communicate with You: Send you updates, promotional materials, or respond to your inquiries and feedback.
- To Analyze and Improve: Evaluate the effectiveness of our marketing efforts and understand user interaction with our Website.
- To Ensure Security: Protect our Website and your data from unauthorized access, and comply with legal obligations.
3. Sharing Your Information
We do not sell, rent, or trade your personal information to third parties. We may share your information in the following situations:
- Service Providers: We may share your information with third-party service providers who assist us in operating our Website, conducting our business, or servicing you, provided that they agree to keep your information confidential.
- Legal Compliance: We may disclose your information in response to a subpoena, court order, or other legal processes, or when we believe in good faith that disclosure is necessary to protect our rights or the rights of others.
- Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of that transaction. You acknowledge that such transfers may occur and that the new owner may continue to use your information as set forth in this policy.
- Aggregated Data: We may share non-personally-identifying information in aggregate form, such as usage trends, with third parties.
4. Cookies and Tracking Technologies
We use cookies and similar technologies to track the activity on our Website and store certain information. Cookies are small data files that your browser stores on your device, which help us recognize you when you return to our Website. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some features of our Website may not function properly without cookies.
5. Protection of Your Information
We take reasonable precautions to protect your information from unauthorized access, use, alteration, or destruction. However, please be aware that no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
6. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: You may request access to the personal data we hold about you.
- Correction: You may request that we correct any inaccurate or incomplete data.
- Deletion: You may request that we delete your personal information, subject to certain exceptions.
- Opt-Out: You may opt out of receiving promotional emails from us by following the unsubscribe instructions in those emails.
7. Privacy Policy Changes
We may update this Privacy Policy from time to time at our sole discretion. We encourage you to review this page periodically for any changes. Your continued use of our Website after any changes are made will constitute your acknowledgment and acceptance of the updated Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Smart Loans LLC
Direction: 4183 N Haverhill Rd, West Palm Beach, FL 33417
Email: info@smartloans.us
Phone: +1 (561)3354095
This Privacy Policy reflects our commitment to safeguarding your privacy while ensuring transparency in how we handle your data. We strive to protect your personal information and use it in ways that respect your privacy and preferences.